Medical plans are like cushions. They give you the luxury and the liberty to fall sick in an expensive healthcare society as that of USA. Medical plans are also like the ration that you store for the rainy day. It may seem like a wasteful expenditure to hoard for the rains when one is not sure of the weather, but when it is pouring you will be glad that you had saved.
Medical insurance come in all shapes, sizes and clauses. Initially they all may seem the same, but a careful look and you will notice that each policy is as different from the other as it could be. However health plans can be broadly classified into the following categories
